Aspire
Aspire Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Aspire has 2.2 star rating based on 47 customer reviews. Consumers are mostly dissatisfied.
29% of users would likely recommend Aspire to a friend or colleague.
- Rating Distribution
Pros: All pros, Apr, Great for rebuilding credit.
Cons: Too many to list, Credit card is subject to close due to inactivity if not used on a monthly basis, Disgruntled employees.
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
Aspire has 2.2 star rating based on 47 customer reviews. Consumers are mostly dissatisfied.
29% of users would likely recommend Aspire to a friend or colleague.
- Rating Distribution
Pros: All pros, Apr, Great for rebuilding credit.
Cons: Too many to list, Credit card is subject to close due to inactivity if not used on a monthly basis, Disgruntled employees.Recent recommendations regarding this business are as follows: "I recommend not getting an ASPIRE credit card!", "Don't be let astray", "I would not recommend no one get this card.", "Avoid using Aspire credit card services; if you do, pay your bill by phone.", "no automatic payments I’ll call payments".
Most users ask Aspire for the refund as a solution to their issues.
No communication
No communication for my call put on hold way to long and then couldn't understand the person talking to me
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerResolved: Someone from your organization inadvertently added my payment in twice
Company fixed the issue and I have been provided with full refund. Check was sent to my account on the date I requested.
Mission accomplished. I thank the Aspire staff for this.
I paid minimum balance fee on October 16. However, on the 23rd of oct.
I found that it was entered once again. This puts me in a very precarious position as i have other bills to pay. also I am retired and living on a fixed income. I was told when i first called that I would be receiving a check for that amount in 3-5 business days.
The yesterday, I got an email saying it could take 10 days or more. That is not something i will tolerate. The mistake was on your end, and I shouldn't have to suffer for it. As soon as this situation is resolved, i will be canceling your credit card services as I am very disappointed in your services.
If I don't receive a check in the amount of $72.56 by Friday of this coming week, I will have to contact the better business bureau and possibly my attorney to insure I get that check posthaste. I will no longer do business with you online . Your staff is most incompetent not to mention the person who put me in this situation which I will not tolerate. I have already contacted several people I know who have Aspire and am writing articles to send to various newspapers across the country.
Your staff needs to be better trained especially when dealing with people doing banking online. I will not tolerate this kind of thing.
I expect a timely response and also a check from your accounting department by week's end.
Gail DiVico
2254 Eastwood Drive
Ft. Collins, CO 80526
970657-****
- No comment
- Not good with details
Preferred solution: Full refund
User's recommendation: Avoid using Aspire credit card services; if you do, pay your bill by phone.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Freelton, OntarioRemove me from your mailing list
Text: Text to hopefully mean something. Don't think the ads show up out of the blue; you were predatorily led astray.
- Its a card
- High apr
- Predatory marketing
Preferred solution: Peace
User's recommendation: Don't be let astray
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCustomer service agent
I called for Aspire card replacement and he had me confused bringing up my imagine card. It was a back and forth situation.
Preferred solution: Deliver product or service ordered
DO NOT APPLY FOR AN ASPIRE CARD! I accepted an offer on Kredit Karma to increase my credit score in November. I’ve hadn’t activated the card and I get a notice - I owe $178. In fees! Haha! CANCELLED!!
DO NOT APPLY FOR AN ASPIRE CARD! I accepted an offer on Kredit Karma to increase my credit score this past November.
I hadnt activated the card and I get a notice that I owe $178.
In activation, maintenance & interest
Fees. What a complete crime to offer a hand up to someone only to screw them over
User's recommendation: I recommend not getting an ASPIRE credit card!!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Birmingham, AlabamaBe careful with this company if you miss one day after your due day they start sending you emails stating this is a attempt to collect a debt and start threating you with collection.
Customer service is unprofessional, you can hardly understand what they are saying. I was one day late on my account and they sent me an email stating this is an attempt to collect a debt threatening me with collection.stay away from this card.
Its better cards out there just make sure moving forward to always read the reviews on the company before u decide to apply for their card. When I pay them off I will never do business with them again.
User's recommendation: I would not recommend no one get this card.
Unaccounted for Payment
I did a balance transfer to pay off my Aspire account and this amount of money was over $400 and it was received by Aspire because the transaction went through from my bank and Aspire did nothing with it. It did not apply it to my account, theres no record of it being there, even though there is proof and I have the transaction number that this happened
Im extremely unsatisfied with Aspire. I do not know what they are doing with this money and I am working on a case to figure it out.
So far it's been a good deal
I bought a deep freezer and never received my item it's been well over a month I tried calling them an they never answered my calls
Credit card bill
Hi its Mary Mysza My bill is due jen 2nd and im contacting you to let you know i will be two weeks late because of the holidays
.please don't charge me a late fee i will get ot in ASAP PLEASE DONT CHARGE ME A LATE FEE PLEASE
.IM REALLY STRUGGLING RIGHT NOW. PLEASE I NEED 2 WEEKS
This 9a ridiculous. How can you have a card that has no live agent i already feel scammed. s
I l9st my card and am trying to pick my card or report it list and I'm getting the run around with the bogus numbers on the internet. And I'm angry. When it clearly states I can talk to an agent until 12am, and no one is identifying themselves as Aspire credit card service.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer | Arlington, VirginiaDeceptive and harmful to credit
Had the card for almost 2 years always paid on time I was under the assumption that it was a no fee card but apparently it's for only the first year I received an email stating I had a bill to pay mind you I haven't used the card for a year the balance was paid up completely the app is garbage so had to go to the website to find my statement and apparently I owed 67 dollars for anual fee and monthly maintenance fees! I called customer service and canceled the card immediately
User's recommendation: Stay away from cards with anual fees and read the fine print.
Haven't received my credit card
I have gotten a summary report then I recieved a email about my payment do for October but never received my card I hope I won't be charged for something that I don't have yet.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerResolved: Charge-off settlement
Settlement.
First, I was sent to three different personnel before I was able to start negotiations. During the negotiations, I was placed on hold each time that I would make a counteroffer so the person could ask their supervisor.
I asked to talk directly with the supervisor but was denied. It reminded me of a car dealership. The best they would do was 70% of the balance. I took the deal because I didn't want to wait for it to go to a 3rd party collection agency where I could have gotten 50%.
This may have taken a few months. But overall, they were very professional with the negotiations.
- Professional in negotiations
- Unable to speak directly with a supervisor
Preferred solution: Price reduction
User's recommendation: When dealing with charge-off negotiations try to talk directly with a supervisor.
Unauthorized transaction
Unauthorized no auto payment aspire I’ll call in payments no auto payments no auto payments will be considered unauthorized transaction Ann buttle
User's recommendation: no automatic payments I’ll call payments
Horrible customer service
no responses to questions when left messages cant get in touch with billing department or nurses questions everything is by e mail with no responses back
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerThey closed my account because I made too many payments
I had an aspire cc. It was in good standing.
I was out of the country 2 months for work. I made extra payments just to keep more than current. Aspire closed my account because I made too many payments and it looked suspicious. It brought my credit score down.
Noone has ever heard of a cc comp closing an account cause you made too many payments .they won't reopen it. My score has suffered.
- Will close your account if you make more payments than necessary
Preferred solution: People to cut up their aspire cards.
User's recommendation: Don't apply to aspire or close your account.they will do the same too you
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